1 Month Car Insurance

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Most insurers will give you a yearly quote for car insurance when you start shopping around and people will need to fork out at least £600 on average to get their car insured. Some may be able to pay this amount in one go and others who are struggling to make ends meet will have difficulty in finding this sum to settle all at once.

However some insurance companies give you the option to pay your car insurance in monthly instalments rather than having to pay everything in one go. Although this is the most popular choice amongst drivers, it does add a charge to your premiums because you will have to pay interest on the quote you've received. Depending how high your quote is, it can be a substantial amount which is added to your premiums and those new drivers who are well known for paying the most are likely to be affected the most.

An even better option is the Pay As You Drive insurance scheme where drivers pay their premiums on a monthly basis but the cost is calculated by the number of miles the driver is doing. Essentially, it is the 'drive less, pay less' car insurance policy.

Don't waste money on yearly contracts!

There are times when the traditional yearly contract for car insurance does not suit your needs. For example, you might be visiting a foreign country and need to get your car insured to be able to drive it. So you may not be willing to commit to a full one-year car insurance contract (fixed 12-months policy) when you are not sure how long you will be needing insurance for, especially if you are certain it is going to be less than 12 months. What do you do then? You cannot start a yearly car insurance policy and cancel it when you no longer need it. Well you actually can but you will have to pay an administrative fee followed by a higher rate which will be calculated pro-rata and eventually lose out.

Although there are short term car insurance policies around now, you can only sign up for a maximum of 28 days while a calendar month is normally 30-31 days. What you are looking for then is a car insurance policy which is flexible enough to be for a minimum of a month and renewable on demand if you ever need to extend your insurance cover, that is, whether you need 1, 2, 3 or 6 months car insurance, you will still be able to easily renew your existing policy without any hassles. Sounds convenient, doesn't it?

Get insurance cover one month at a time

Update : eCar has stopped trading.

With eCar Pay As You Go Insurance policy, you pay a monthly premium for one month car insurance cover and just before your policy expires, you will get a reminder from them asking you whether you want to renew. Should you decide not to, your current insurance policy will then be cancelled, no questions asked and no hassles! The monthly rate that you pay will be guaranteed for 8 months if there are no changes to the details you provide during your application so that you can be sure that your insurance premiums will not be going up each month and to give you peace of mind. You will also be accumulating your no claims discount as usual and you can have multiple drivers on the policy as named drivers just like with any other standard car insurance policy. The only difference is that you have the option to cancel at the end of the month without incurring any penalties.

gices Level 6
I'm a Software Developer and the co-founder of Clever Dodo. Born in Mauritius and now living in the UK, I usually blog about fitness, music, spirituality and driving topics to pass on my knowledge.

12 Replies

Mangani Level 1

Need one month insurance on Malawian driving licence to drive car in the UK

I am a visiting fellow at the University of Oxford and have a Malawian driving licence (for 13 years). I just bought a Nissan Navara which I want to use for one month in the UK before shipping it. How can I get a car insurance? Have been tying to get insurance all day today

[Migrated from previous topic 11996 dated 23 Feb 2011]

anonymous_2 Level 1

Send your driving licence to DVLA first and they will give you 2 years.

[Migrated from previous post 2029 dated 19 Aug 2013]

rose_1 Level 1

20 year old looking for a month car insurance

I am trying to get a month's insurance for myself. I am 20 years old, and can not find temporary insurance for a month.

[Migrated from previous topic 11380 dated 06 Sep 2010]

gices Level 6

Have you tried eCar Pay As You Go Insurance? You can get insured for a minimum of a month and being 20 years old won't be a problem like it is when searching for temporary insurance as long as you have your full UK driving licence. Let me know if that helps.

[Migrated from previous post 1234 dated 07 Sep 2010]

Jack_2 Level 1

Month insurance for 18 year old


I want to be insured on my car for a month (I'm 18). I passed almost a year ago with no claims.


[Migrated from previous topic 10831 dated 25 Jan 2010]

gices Level 6

For 1 month insurance for your car, please check out eCar Pay As You Go Insurance. The policy that they have allows you to purchase car insurance cover for a month and the age range they accept for this policy is between 17-90. Note that this is different from the standard short term car insurance policies which are available from 1-28 days because the restrictions imposed on such policies like age limits make it available only to over 21s but with the pay as you go policy, you will have no such problems.

[Migrated from previous post 749 dated 26 Jan 2010]

SarahClarke Level 1

1 Month Insurance for 18 Year Old


I'm 18 can't find any car insurance that ensure young drivers on a vehicle for only a month? With ECar you have to be 25?

[Migrated from previous topic 10372 dated 23 Mar 2009]

gices Level 6

If you look for short term insurance with eCar, then you have to be over 25. However if you're seeking car insurance for 1 month, then the age limit is between 17-90. You will need to go to the Pay As You Go link to get cover for one month only.

Let me know if you have any problems.

[Migrated from previous post 209 dated 25 Mar 2009]

DavidPringle Level 1

One month car insurance for US citizen

Do you issue insurance in the U.S.?

[Migrated from previous topic 12009 dated 25 Feb 2011]

gices Level 6

Clever Dodo does not provide any insurance coverage of any kind unfortunately. We try to help people with their problems.

[Migrated from previous post 1597 dated 04 Mar 2011]

SOconnor Level 1

Do you do No deposit car Insurance?

gices Level 6

We only offer advice, we don't sell any products.

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