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Car Insurance For My Son Who Is At University

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KathyMurkitt 20 Mar 2009

I want to insure my car for myself and my son to drive but for my son only when he returns home from university, which is typically:

  • the Christmas period (3 weeks)
  • Easter (4 weeks)
  • and July to September

Is there any suitable company or policy that covers this type of requirement?

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Driver SOS (UK)

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Driver SOS (UK)

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2897 members . 1217 topics . 2221 posts
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HelenBirkbeck 01 Nov 2019

Temporary insurance for student driver on holidays

My daughter (21) passed her test in April 2010 and wants to be able to drive our family car at home during university holidays. Can you recommend a company that would insure her for this, preferably without Pass Plus? Thank you.

[Migrated from previous topic 11295 dated 06 Aug 2010]

gices 01 Nov 2019

She would need to have had her driving licence for at least 1 year to be eligible for short term car insurance. This is for insurance cover between 1-28 days. However she can get insured for a minimum of 1 month with eCarInsurance and she doesn't require pass plus for that policy. It is called Pay As You Go but is really a one month insurance contract. Now depending on how many days your daughter will be coming home during university holidays, this may or may not be the best solution for her.

[Migrated from previous post 1146 dated 08 Aug 2010]

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anton 18 Oct 2019

My son is going to law school in florida and using a car registered to me in Pennsylvan

My son is going to law school in florida and using a car registered to me in Pennsylvania. Can he purchase insurance in florida for this vehicle under his name? Do I need to get this vehicle regisererd in florida and can I do that being a resident of Pennsylvania?

[Migrated from previous topic 11395 dated 09 Sep 2010]

gices 18 Oct 2019

I'm only familiar with laws in the UK, so I'm not really sure how it works where you are. You can always contact your current insurance company and ask them. Otherwise, maybe someone else can provide a better answer to you.

[Migrated from previous post 1244 dated 09 Sep 2010]

gices 21 Mar 2009

Kathy,

At the moment, there's no insurance company which will insure your son for these specific dates. You will have to get temporary car insurance for him each time he visits you and wants to drive your car. You can get upto 28 days insurance through short term policies.

You can also get one month car insurance contract from July and renew it until September. I suppose this is going to work out cheaper for you than getting temp cover for periods longer than 28 days.

Otherwise you'd have to add him as a named driver for the whole duration of your policy (typically 1 year) but that may cost less in some cases than getting temp cover each time he's back from Uni.

anonymous_2 26 Sep 2013

I am at uni so only need one months cover for my car as I don't take it to uni it is parked in my mums garage does anyone know of a company that would do this?

anonymous_2 26 Sep 2013

My son has just started university and can't take his car as he is living on campus. He will therefore only be able to drive when he is home, appox 10 weeks per year. Do I really need to insure his car for a whole year?

gices 27 Dec 2013

Unless you declare the vehicle as SORN, it has to be insured at all times.