Driver SOS (UK)
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Can I be the main driver on two car insurance policies?
You can be the main driver on the 2 cars if you want to. Actually you can be the main driver and policy holder of as many cars as you want. However if you have no claims bonus, the discount can only be applied to just one car. Therefore for the second car, it will be treated as if you have zero no claims bonus as you will have used it all on the first car.
Most insurance companies will give you discounts on the second car if you insure both cars with them though. The best thing to do is use your no claims bonus on the car which is more expensive to insure to bring down the cost of the premiums.
I have a Nissan Primera and have just bought a Toyota Prius. I am already the main driver on the Nissan and want to be the policy holder on the Toyota as well. Can I be the policy holder on the 2 car insurance policies or do I have to let my wife be one on the second car?