If policyholder is banned, are named drivers still allowed to drive?

It's as follows:

• You can insure a car even if you're just a learner (as long as you've got your provisional licence) but the premiums will be quite high
• Named drivers do not have many restrictions on them, it's the main driver/policyholder who has to be the registered keeper to keep insurers happy
• Someone who is banned is not insured anymore because their licence has become invalid; you can certainly insure your husband's car but you may need to get the registration certificate transferred to your name

Hope that helps.

Not really sure what you're asking - there's a main driver (policy holder) and additional drivers (named drivers) on a car insurance policy. Now who is this second driver?

Most people and most police officers (including traffic cops!) seem to think that a banned driver cannot be the main policyholder of a car insurance document. Having recently been banned myself I've gone through the whole rigmarole and know that that is incorrect. I have a minicab with taxi insurance and an 'any driver' policy. My insurance company said that I could continue to be the main policyholder but (obviously, d'oh) I couldn't drive the vehicle while my ban was still in force. But after a few weeks I changed the policy into a friend's name because having a banned driver as the main policyholder meant that every time the car was scanned by cop car cameras, it was flagged up as a possible banned driver. Meaning that whatever person was driving was chased, pulled over and grilled as to who they were and whether the insurance was actually valid. Despite my insurance company being perfectly happy to continue my policy with me as the named policyholder, 99% of police were insistent that that was not legal and that the car was therefore uninsured. It was just a freaking nightmare for my drivers. So the answer to your question is yes, but you really don't want to go there. Not worth the hassle...