Will additional driver lose no claims if main driver has accident?

Normally named drivers (additional drivers) on the car insurance policy do not earn no claims bonus (NCB); only the main driver/policyholder earns NCB. Therefore if you have an accident, nothing will happen to your dad's no claims because he doesn't have any to start off with on that particular insurance policy of yours. In the event that your dad has another car insurance policy in his name, he would still not lose his NCB if you have an accident as it's a completely different policy and it wasn't him who had the accident (note that we're assuming here that the accident was your fault; if it wasn't your fault, then you wouldn't need to worry about no claims because you won't lose any).

Earlier I said normally named drivers do not earn no claims, this is true for most cases. The exception is that some insurers allow named drivers to earn a separate no claims nowadays but this is only valid with the same insurer, that is, if they change insurance company, it wouldn't be valid anymore.

I recently was the main driver on my son's car insurance and him just passing his test 1 year ago was the named driver. Of course this made the policy a lot cheaper. I am the main driver on my own car insurance with 5 years no claims or points.

Last year he didn't apply the handbrake fully and the car rolled into another car in the car park. He had been in the gym. So there was no one in either cars but when his renewal was due his premium had doubled. I also renewed my car insurance on my personal car which my premium came back double as it brought up the fact that I may have been involved in my son's car rolling. Which I wasn't, no one was in it but it is still classed as an accident (fault of his).

My renewal letter said the accident was logged on the CUE database and they realised it was my son's car and fault but because I was the main driver I am held accountable therefore my insurance premium more than doubled. I was shocked as I was 5 miles away from his car and no one was in the car but I understand it was his fault and his premium would go up but was appalled that my premium doubled.

Is the named driver's licence required if the policyholder has an accident?

I am named driver on elderly friends insurance and she has had an accident whilst she was driving but has asked for a copy of my driving licence for her insurance claim and am a bit unsure of why she needs this when I wasn't driving the car and am reluctant to provide it.

Thanks

If main driver made a claim, does additional driver lose NCB?

Hi, if the main driver made theft related claim, do I as the additional driver lose my NCB?

I ask because when I checked the insurance prices on the price comparing websites, they ask if I as named additional driver have any NCB.