Will being a named driver on another policy affect my no claims in the event of an accident?

last updated
1 reply
2 users
monkeyboy 04 Aug 2010

If I go on my wife's policy as a named driver and she has an accident, will it affect my no claims bonus? I have on my own car policy.

Driver SOS (UK)

Helping with car insurance, driving bans, learning to drive and other motoring issues

Join Community
Driver SOS (UK)

Ask your own questions, comment, vote and do more

This is a premium community which requires a one-time joining fee of £2.99.

This is less than the price of a pint but allows us to keep the community active and helpful and will allow you to ask as many questions as you want and get help with your queries.
2884 members 1212 topics 2221 posts

1 Comment

gices 11 Aug 2010

No, you will not lose your no claims bonus if your wife has an accident because these are two separate policies. On her car insurance policy, you're just a named driver and although her claiming on the policy does not affect your other policy, if you happen to claim on her insurance policy where you're the additional driver, she will however lose her no claims.

If that doesn't make sense, let me know and I'll try to rephrase it.