Can I transfer my no claims bonus to my husband who is a named driver on my policy?

Updated Oct 2019

Some insurers will allow you to do that and others won't. You'd have to call them up to find out.

Please note, the spouse who received the transferred NCB may not get the same level of discount that the person who built up the no claims history would get.

Previous answer, still applicable for some insurers

No, you cannot transfer your no claims bonus (NCB) to your husband.

You can transfer the NCB from one insurer to another or from one car to another but it cannot be transferred to another person I'm afraid.

When you buy the new car, you have the option to carry forward your no claims to it or you can start with zero no claims on this one and leave all your no claims on the old car. NCB can be applied to one car at a time.

You can also become a named driver on the old car and have your husband as the main driver. It is worth contacting your existing insurer to see if they will give your husband a certain no claims discount if he stays with the company but become the policyholder (provided he hasn't had any fault accidents as the named driver). Many insurers have started rewarding named drivers with no claims discount if they have been claim-free.