Driver SOS (UK)

Helping with car insurance, driving bans, learning to drive and other motoring issues

Browse Topics
Driver SOS (UK)
2893 members 1215 topics 2221 posts

Insurance for son learning to drive

last updated
created
2 replies
1.3K views
3 users
0 likes
Ia
gices anonymous_2
Ia
IanCuthbert 02 May 2008

Collingwood Learner Driver InsuranceMy son is going to be 17 on 25th of May and will start to learn to drive. Do we have to name him as a driver on our car policy or is he insured on my policy if I am in the car with him at all times. I have a full license of 25+ years and a fully comprehensive insurance policy.

2 Comments

Like what you see?

Our one-click login makes it easy to share your thoughts. You can ask your own questions, get email notification of replies to your posts, add your comments, and give a thumb-up to the things you like.

Just use your Facebook/Google/Clever Dodo account to login.

gices 25 Aug 2009

Ian,

The comprehensive car insurance policy that you have insures you only. If you want to teach your son in your car, then he will need to get insurance cover as well. You have three choices:

  • Add your son as a named driver on your existing car insurance policy
  • Get a provisional annual car insurance policy for your son
  • Purchase short term learner insurance to teach him

The first 2 options can prove to be quite expensive and not many insurers like to provide cover for provisional licence holders. If you are interested in the 3rd option, then there's only one company at the moment which will do that for you - Collingwood Learner Driver Insurance - A minimum of 4 weeks insurance needs to be purchased though but afterwards you can renew it by a week if you need more cover. The insurance will also be in your son's name which means your no claims discount will be unaffected if your son needs to make a claim through the insurance company.

anonymous_2 23 Sep 2013

My son is a named driver on my policy, I have had to claim because he hit a curb and damaged the car. Does my son have to declare this when he applies for his own insurance?