Under 21 short term insurance
18 Oct 2019
I was hoping to drive my bf car home from a long trip next weekend and we're 18, so I'm hoping to get short term insurance, is that possible at my age?
Passed my test today and wanted to occasionally use mums car when home from uni. Her insurers will not cover 18 year olds and when looking at short term can find no one interested. Help
Emma,
For under 21s, the minimum cover you are able to get is for one whole month. Nothing shorter than this I'm afraid.
I'm 19 and was just looking, there is insurance but at £40 a day it's pretty ridiculous!
Updated, December 2013
Short term insurance is now available for drivers as young as 17 but you need to have held your licence for at least 6 months. Tempcover Ltd is the insurer and has now changed its age restriction and is now providing coverage for under 21s.
Previous Answer
Unfortunately, no insurance companies are willing to offer temporary insurance cover for 18 year olds.
Actually there's no insurer out there who will provide short term car insurance for young adults under 21 of age. If you go out with your bf a lot during the w/e, I suggest you get added to your bf insurance policy so that you are able to drive his car. Most of the times, when a female driver is added to an insurance policy, it has a positive effect by lowering the insurance quote, therefore your bf might benefit from a cheaper premium and you will enjoy the freedom of driving his car whenever you like, lawfully!
PS: You can get insurance for a minimum of one month though with eCar Pay As You Go Insurance as they insure people from the age of 17 and over for this type of insurance scheme.
Similar topics you may like
6 Comments
Driver SOS (UK)
Helping with car insurance, driving bans, learning to drive and other motoring issues
Get help with your own questions, find what's new and talk with people on the same journey