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Cheap first car to insure - Ford Ka?

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CrystalRose 16 Sep 2009

I'm looking for my first car to buy and have been told the Ford Ka is the cheapest and most reliable to insure but it's not listed in your list?

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MartinAllen 02 Nov 2019

Help to get cheap car insurance for a young driver

I passed my test a week ago and i am looking for a car. An old style Corsa or renault is what i would like. but when i do quotes for these im getting quotes saying nearly £4000 what the hell is going on! im young yes, but i shouldnt be branded the same as every other young driver. some of us dont want to thrape the cars we get. can anybody help me to get a cheaper quote and how to do so? thanks

[Migrated from previous topic 11534 dated 18 Oct 2010]

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themslygers 02 Nov 2019

unfortuatley this is the current economical situation the country is in. your best bet is to find an old (and i don't mean 5 years, we're talking 10+) car with low engine capacity (1 litre max) you may have to get an 'un-cool' car unfortuately, do your pass plus (this took £700 of my premium when i passed) and get it insured with those specialised companies for young drivers (in that book they give you when you pass your test). make sure you collect 5+ seperate quotes, don't just use the comparison websites. and make sure they recognise your pass plus as well. tie it all together and you'll hopefully get a quote for less than £2000. hope this helps. - and oh yeah, whatever you do, don't speed and show off cos this will defo lead to a crash. don't listen to anyone ripping into your sensible driving and your premium year by year will drop like a brick.

[Migrated from previous post 1358 dated 25 Oct 2010]

anonymous_2 02 Nov 2019

There's also insurance companies offering little box(admiral) which is like a black ox in a plane it records your driving admiral offer a discount if U have the box fitted and cheaper premiums the year after I've used admiral as an example but there may be other insurers offering this obviously if you drive like a loon then this is no good

[Migrated from previous post 1964 dated 07 Apr 2013]

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Mollie 02 Nov 2019

Best car for young driver to get cheap insurance

Hi

I've started to learn how two drive and have been saving for a car for a while and finally have the money. I haven't bought one yet but would like to know what the best car to get cheap insurance at my age. I am a young driver and am looking for cheap insurance. Thank you.

[Migrated from previous topic 10937 dated 29 Mar 2010]

gices 02 Nov 2019

I would suggest that you get a small car to start off with - have a look at the cheapest cars to insure for new drivers to get an idea. Car insurance quotes depend on quite a few factors and an important one of them is the area where you live. Now here's the tip - after looking at the cars which are cheapest to insure, try to get a few registration numbers (you can get them on used cars for sale websites, eg autotrader) and go on a car insurance comparison site and check how much it would cost to insure that car at your address. This is give you a pretty good idea on how much you're likely to pay in premiums.

[Migrated from previous post 834 dated 30 Mar 2010]

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cooky 02 Nov 2019

What car is best for a male aged 18, to insure with 1 years no claims?

[Migrated from previous post 874 dated 23 Apr 2010]

Peaches 03 Dec 2009

Crystal Rose,

Ford Ka is a popular choice with young drivers and those who have just qualified. Everyone knows that cars that have a smaller engine are cheaper to insure and being a driver looking to buy their first car is a very exciting and daunting experience. When buying your first car, make sure you have a reasonable budget and once you have decided on this, then you can start finding cars that appeal to you. Newly qualified drivers are very eager to get out onto the open road on their own after months of practising but they tend to make the mistake of rushing into the process too quickly. Speak to your friends and family about recommendation and don't accept it blindly. The Ford Ka is not a very attractice car and unless you can afford the new shape that has just been released, you can find other cheaper cars to insure.

When you consider what car to buy, factor in how much fuel will cost a month, road tax and maintenance as well. The Ford Ka has a 1.3L engine and the Nissan Micra has a just under 1L, so you will pay much cheaper insurance premiums for the Micra. You could also consider Ford Fiesta Zetec that has a 1.25L engine or the Toyota Yaris with a 1.33L engine. The cost of your insurance premiums will be determined by a lot of factors, such as age, years licence held and where the car will be kept.

Don't worry if you have found a car with a bigger engine that suits your budget as there are always ways to lower insurance premiums. Happy hunting!