Silly car insurance claims

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At some point in our driving lifetime, around 75% of drivers will need to make a claim on their car insurance but in some cases the excuses used are just silly. Here is a list of reasons for making a claim gathered from all around the world.

Coming home I drove into the wrong house and collided with a tree I don't have- How can someone possibly miss their home? Well unless you've just moved to a new house but then again, a tree is a large enough obstable and you couldn't not notice it and drive straight into it.

The other car collided with mine without giving warning of its intentions- Yeah, if only every driver would tell you what they are about to do next, then there will be no accident and no need for car insurance I suppose.

I thought my window was down but found that it was up when I put my hand through it- Car windows are manufactured to be quite strong, so unless you've got a cheap sheet of glass and done some DIY, you couldn't smashed your car window by just putting your hand through it.

I collided with a stationary truck coming the other way- Maybe the term stationary is not very clear to that person because a stationary vehicle does not move and stays in the same place no matter what.

A truck backed through my windshield and into my wife's face- Truck drivers are more careful when it comes down to reversing because they know they have a large vehicle and it's not easy to get a clear view of smaller things when manouevring but that's just a typical example of shifting of blame to the third party.

A pedestrian hit me and went under my car- Seems like somebody wanted to commit suicide and decided to do it just when this person was coming or somebody thought they were the great hulk but found out they weren't after all.

The guy was all over the road. I had to swerve a number of times before I hit him- Could have been a ghost to be honest but then again when you're not in the right state of mind, you tend to imagine a lot of things.

I pulled away from the side of the road, glanced at my mother-in-law, and headed over the embankment- That's the first thing you are taught when you start to learn driving; always keep your eyes on the road!

In my attempt to kill a fly I drove into a telephone pole- Of course, flies can drive you crazy on the roads and because you can finally race them in your car, why shouldn't you?

I had been driving for forty years when I fell asleep at the wheel and had an accident- What happened to the slogan "Tiredness can kill"? No matter how experienced a driver you are, you're still human and need to relax at regular intervals when driving long hours.

I was on my way to the doctor with rear end trouble when my U-joint gave way causing me to have an accident- That's just funny, you have to admit it.

To avoid hitting the bumper of the car in front, I struck the pedestrian- Yep, the car is worth more than the life of a person.

My car was legally parked as it backed into another vehicle- Again, some people do not understand that the term "park" means "stationary" which means not moving.

An invisible car came out of nowhere, struck my car and vanished- Hang on, that must be from the same person who saw aliens coming out of a flying saucer last week.

I was sure the old fellow would never make it to the other side of the road when I struck him- It's amazing how these old people are walking really fast these days, it must be the side effects of their medication.

The pedestrian had no idea which way to run, so I ran over him- Definitely, you've done your good deed for today by helping others.

I saw a slow-moving, sad faced old gentleman as he bounced off the hood of my car- Maybe he thought he was on his way to heaven before reality struck.

The indirect cause of the accident was a little guy in a small car with a big mouth- Don't you just hate these people who can't shut up?

I was thrown from my car as it left the road. I was later found in a ditch by some stray cows- The paranormal strikes yet again. You are no longer safe on the roads now, so watch out for the things you can't see and don't believe in.

The telephone pole was approaching; I was attempting to swerve out of its way, when it struck my front end- I'm telling you these telephones poles are alive and are rebelling against humans.

Of course these are just some of weird excuses to claim on a car insuranc policy and the list is a lot longer than this. Bear in mind that whenever you put a claim forward to your insurer, the reason(s) for claiming will need to be justified and proof will be required for a successful claim. Just because you paid for an insurance policy is not enough to receive payout from your car insurance company!


gices Level 6
I'm a Software Developer and the co-founder of Clever Dodo. Born in Mauritius and now living in the UK, I usually blog about fitness, music, spirituality and driving topics to pass on my knowledge.
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