Does car insurance get cheaper when you do pass plus?

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K
gices
anonymous_2
Peaches

Hi, I'm 36 years of age. I just passed my driving test 2 months ago. Why is my insurance so high, the car I'm trying to insure is 1.0L? The quote comes to £2500, it very high.

Many people say if I do the pass plus course, the insurance premiums become less. What I'm trying to say is I'm not a rich person, what happens if I do the pass plus and it doesn't bring my quote down. Please can someone tell me what is the best way I can get a cheaper quotation. Please.

8 Replies

K
kamal_1 Level 1

Even with Pass Plus my quotes are high, which insurance will give me cheaper quotes?

Hi I'm 36yrs old I passed my driving test 6 month ago also I did pass plus thinking that it could save me money but when I do car quote it's still the same as I tried without the pass plus. I'm trying to get a car small car 1.0l or 1.2l vauxhall corsa - it's so high 2000 pound I can't afford it. Can any one tell me please which insurance company dooes the cheaper please let me know if can give me some advise??

[Migrated from previous topic 12438 dated 07 Apr 2012]

gices
gices Level 6

You should have checked what the quotes would be like with the Pass Plus course before actually doing the course if you wanted to achieve savings on your car insurance quotes. Nevertheless, the pass plus will make you a better driver because you get to learn important driving skills, like how to drive safely on the motorway.

I suppose you've already checked car insurance comparison websites, right? If not, please do so. The more quotes you get, the better.

You see the problem is not with you but all new drivers face the same problem. The only thing that you can do is find another car which falls in the low car insurance group and see if that reduces your quote.

Remember to use a comparison website so that you don't have to enter your details over and over again.

[Migrated from previous post 1814 dated 08 Apr 2012]

Peaches
Peaches Level 3

You really should have saved yourself the hassle by checking beforehand if you actually save money by doing the course. Where are you getting these quotes from? Other than getting a small car the only other thing you can do is try and have an additional driver this sometimes helps drive down the quote.

[Migrated from previous post 1825 dated 17 May 2012]

gices
gices Level 6

Doing the pass plus course does not guarantee that your insurance premiums will decrease. Some people have benefited from it and saw their quotes dropped by as much as 35% but others have not seen any significant reduction in their car insurance quotes.

The best thing to do is go onto car insurance comparison websites and ticked the box which says whether you have completed the pass plus. Once the quotes are in, you will see whether the course has lowered any of your quotes. If you see a positive effect, then you can enrol on the course and do it because you will have to show the insurers the certificate as proof that you completed it.

anonymous_2
anonymous_2 Level 1

It shows the same price i think pass plus should be banned because it's just a lie, it's a con.

Peaches
Peaches Level 3

Unfortunately it no longer makes a difference in most cases but there was a time when it did.

anonymous_2
anonymous_2 Level 1

Unfortunately it no longer makes a difference in most cases but there was a time when it did.

Peaches
Peaches Level 3
£2500 is a lot to insure a car, my partners first car cost the same but when I was added to the policy the quote halved! Having a an additional driver who is female sometimes works.

Pass plus can bring the quote down but not that much, also what car are you trying to insure it may be small but is it classed as a boy racer car?
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