When can I stop declaring DR10 to insurance companies? 5 years?

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I got a 2 year ban for a dr10. I have been told I don't have to declare it 5 years from the date of my conviction to insurance companies. Is this correct? Date of conviction 19 march 2008 dr10. What date will it be when I don't have to declare it to an insurer?

6 Replies

anonymous_2 Level 1

While the above is wholly accurate, most insurance companies will ALSO ask if you have ever been disqualified from driving which means you could be having to declare this in perpetuity. Any non-declaration could lead to your insurance company squirming out of any payment!!

anonymous_2 Level 1

I got banned for drink driving seven years ago I'm trying to get insurance and it only asked me for driving offences for the last 5 years. Do I need to tell the company I was banned 7 years ago for drink driving or am I ok to procede? thanks

gices Level 6

Yes, you can go ahead because your previous offence is outside of the date range they are asking for.

gices Level 6

The DR10 conviction will stay on your licence for 11 years from the date of conviction. However many insurance companies will ask for convictions within the last 5 years and if that period has elapsed, then you can stop mentioning it in your application for a car insurance quote. Different insurers have different requirements, so you need to check what the insurer is asking when completing the application form and if it says to list convictions within the last 5 years, then from 20 March 2013, you can omit this offence.

anonymous_2 Level 1

If you have been banned and insurance say in last 5 years does that start from day banned or from date got it back

gices Level 6

You need to be read carefully what they insurer is asking for as the date of conviction can be months after the date of offence.

Date of Offence : The day you were stopped by the police
Date of Conviction : The day the court imposed a ban on you

If you received your licence 6 months ago and you have an offence 3 years ago and the questionnaire asks for convictions in the last 5 years, you would need to state this.