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Not the registered keeper of the car but can I sell it

jals1962 13 Apr 2012
Hi my ex partner is the reg keeper of the car i drive
she took a loan out for it in her name but

i pay the loan i have paid £3000 i have never defaulted on the payments

i pay the road tax

i pay the insurance


she now wants the car back because she is the reg keeper of the car

can i sell it without her consent

any advice would be welcomed
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4 Comments

kath-han 13 Apr 2012
You can't sell it without her consent as she is the registered keeper of the car and when it comes to selling it she needs to sign the logbook to say she is handing the car over to the new keeper.
gices 13 Apr 2012
The registered keeper is not always the legal owner.
gices 13 Apr 2012
If the loan is in her name, then you wouldn't be able to sell it without her signature. Do you have any proof that you are making the repayments for the loan? You see, a registered keeper does not necessarily own the car; it's similar to company cars where the person who drives the car is put down as the registered keeper but he cannot sell it as the car belongs to the company he is working for.

In your case, you need to have proof that you bought the car or you're making the payments for the loan. The problem that you will encounter is that he finance has been taken in your ex-partner's name and that in itself means she most likely owns the car, no matter who is settling the debt. But if you can show that the payments are being taken from your bank account, then you may have evidence to dispute and can get ownership of the car.
Peaches 17 May 2012
This is a tricky situation as you will need proof that you have paid for the car even though the loan was not in your name. I would suggest you gather evidence that you paid for it and ask the DVLA for help, they should be able to help become the registered keeper, then you can sell it.