Get an interest free car loan when joining the NHS

In an attempt to attract potential jobseekers from applying (and to recruit better qualified staff), some companies are giving away incentives like interest free car finance which would enable the person who lands the job to get a car on loan and not pay any interest for a set time. This can actually work out very well because having your private mode of commute is always better than travelling by public transport. One company which currently offers this type of scheme is the NHS in the UK. The finance facility may be available depending on which departments and hospitals are advertising the job in the first place.

Sometimes you want to change jobs but the only thing stopping you from applying is the location of the new job. Who really wants to spend a lot of time commuting anyway? Working full-time itself is a huge commitment and you have little time left for the family afterwards and on top of that, travelling for a long time makes you more tired as well.

Many people spend quite a lot of time commuting to work and that's a major reason they would like to change jobs. Salary is the predominant factor but if two companies are offering the same wages, then you're more likely to go with the one which offers more facilities, that is, a better remuneration package, right?

0% car finance

Among other benefits like health care, many employers are now giving facilities to buy a car whether in the form of 0% car finance schemes or car leasing schemes. The NHS does both actually although recently they have been focusing more on working in partnership with other contractors to get better deals on car leasing. This does not mean that their car loan with no interest facility have been withdrawn though.

Facilities to new and old NHS staff

Usually NHS staff will have to speak to their managers to find out whether their departments have a car finance facility first. Sometimes the managers don't know for sure themselves and you'll have to talk to someone in HR to find out. If you're starting as a new staff because you've just landed the job in the NHS, then you will be made aware of all facilities that you're entitled to.

However if you're an existing staff, you might need to fulfil a few requirements before getting some privileged benefits. These might include length of time you've been with the company, your grade, whether you'll have enough money left over from your salary after deducting the repayments for the car loan etc. Don't just sit back but make an effort to find out what facilities have been made available to yourself by your employer without any delay as you may be missing out on some really good opportunities.