Driver SOS (UK)
Helping with car insurance, driving bans, learning to drive and other motoring issuesJoin Community
Whiplash Injury Claim
If you’re involved in an accident and you suffer minor injuries, you can claim compensation. For example if you suffer from whiplash in an accident that wasn’t your fault, then you can make a claim. Often, people overlook these things and just try to get on with their lives to avoid any more hassles. Of course, there's the trauma associated with the accident itself but sometimes even the tiniest injury can be quite unpleasant and discomforting.
Passengers in a car have always the right to compensation whether the driver (husband, friend, family) is at fault in the accident or not because they do not have any control over the vehicle. They can therefore make a claim against the driver's insurance and will always be compensated provided they have been really injured and can prove it.
What is whiplash?
Whiplash is caused when a car is hit from behind; the neck will then suffer from soft tissue injury. In most cases, whiplash can cause discomfort for a few days but in some severe cases, it can also affect the neck for several years. If you are involved in a car accident, seek medical help as soon as possible so that you don’t cause more serious injury to your body. Most whiplash injuries are a result of low impact collisions and some of the most severe whiplash cases are caused by this.
How to claim compensation for whiplash?
There are a few ways to get compensated for whiplash. The first option is to go through your insurance company as many people take legal cover as an extra option. You can also find a solicitor and deal only with them or go to a specialist company for whiplash claims and compensation. If you go direct with your insurer, you can usually expect between £750 and £13,750 depending on how serious the whiplash injuries were. If you go with a private solicitor, the compensation is usually a bit lower.
If you decide to go with your insurance company, remember that you have legal cover and you are entitled to choose who represents you. You can always find your own legal representative and let the insurers know. Proof of injuries will be required and this is why it is important that you've seen a doctor or your GP following the car accident.
Be careful of ‘No Win No Fee’ claims companies though. In some cases, you will have to pay an administration fee or handling fee in order for them to represent you. There are honest companies out there who won’t charge you a penny and you will get the entire compensation money. If you get a really good representative who genuinely wants you to win, you could have your claim settled within 3 months.