Driver SOS (UK)
Helping with car insurance, driving bans, learning to drive and other motoring issuesJoin Community
Can the main driver not be the policy holder for insurance?
I own a camper van which my mum has sole use of, I don't drive it at all. I'm trying to insure her to drive it but so far we have always put me down as the driver and her as named driver because they want the details of the policy holder. We were told this is how we're supposed to do it but it occurred to me that we are saying I'm the main driver aren't we? The only thing I can find on this is 'fronting' where a parent is the policy holder and says they are the main driver and names their child as a driver to save costs but this is effectively what we are doing by saying I'm the main driver and I can't find away of doing it any other way!
Any advice would be appreciated, thank you.