Driver SOS (UK)
Helping with car insurance, driving bans, learning to drive and other motoring issuesOnline Community
Leasing company not allowing me to be registered keeper unless I'm the owner
Why will my leasing company not allow me to be the registered keeper of my car? They insist on being owner and the keeper.
Sometimes the terminology used in the lease agreement can be confusing and that they are essentially trying to tell you is that they (The Lease Company) will be the sole owner of the car until the finance is paid out in full.
However, you as the lessee, will in no doubt be required to be the registered keeper so as offences can be sent to you. Many insurance companies will require you to be the registered keeper as well.
I'd probably clarify these things with them but in case they want to maintain their stand on being the registered keeper, then you can get insured at different places like Directline which understands these circumstances imposed by the lease company.
Different companies operate differently unfortunately.